FAQs

Do you service clients from around Australia?

Absolutely, we have many clients from all across Australia. Some are previous residents of Tasmania who have retained our services after moving interstate, while others have found us online or been referred by existing clients. With modern technology and the ability to video conference, distance is no longer an issue for meeting with existing and prospective clients.

Are you a fiduciary?

Yes we are. We’re annually certified by CEFEX as an investment fiduciary and we are one of only seven certified fiduciary financial advisors in Australia. This means we you can trust we place your interests first.

What is evidence based investing?

It is a commitment to the belief that investment returns are derived from capital markets and not speculation. All available knowledge is priced into a security at any particular moment in time, so no one has the ability to gain an edge on any other participant in the market. Learn more on our investment philosophy.

My friend is a client of another financial planner and has BHP, Woolworths, ANZ and thirty other well known companies in his portfolio. How come I’m not invested like him?

Your portfolio is invested across equity funds that are exposed to over 5000 different companies in Australia and across the world. This diversifies your risk across many industries, companies and countries which are at different stages of an economic cycle. Academic research has proven your friend’s portfolio is inherently risky because it’s exposed to singular companies in one country. Furthermore, despite holding thirty well known companies your friend may not capture available growth as well known companies don’t always provide the best growth opportunities. Academic research has proven the best growth factors are attributed to small and value companies that often have growth ahead of them and offer the most attractive risk factors.

Will my superannuation still exist when I retire/ will the government take my super?

While superannuation is government mandated, it is not held by the government, nor is it the government’s money. Your superannuation is your money. While you cannot access it before your retirement, it is still your money, basically held in trust. It’s in your best interests to have an interest in it, considering the impact of fees and the appropriate asset allocation. because contrary to media reports, superannuation is not a blanket, one-size-fits-all product.

My next door neighbour/cousin/workmate suggested I….. should I do it?

That decision should be considered against the long term investment credentials of your next door neighbour/cousin/ workmate. Acting on the latest ‘hot tip’ may seem like a good idea, however it’s an inherently risky proposition.